In 1995 graduated from secondary school №55 of Dushanbe city;
In 1999 graduated with a red diploma from Tajik State University of Commerce with a specialty «Finance and Credit»;
In 1999, she entered the postgraduate program of Tajik State University of Commerce and successfully graduated in 2002;
In 2003, she entered the part-time department of the Tax Law Institute and in 2005 graduated with a red diploma;
In 2004, she defended her thesis and received the title of Candidate of Economic Sciences.
Work experience
In 2007 – 2011 – Head of Correspondent Relations Department, Head of Risk Management in CJSC «Development Bank of Tajikistan»;
In 2011 – 2016 – Deputy, First Deputy Chairman of the Board of CJSC MDO «Spitamen Capital», First Deputy Chairman of the Board of CJSC «Spitamen Bank», Director of the branch of CJSC «Spitamen Bank»;
In 2016 – 2017 – First Deputy Chairman of the Management Board, Chairman of the Management Board of LLC MDO «Fardo»;
In 2017 – 2024 – Head of the Insurance Control Department of the National Bank of Tajikistan.
In October 2024, she was elected as a member of the Supervisory Board of CJSC «Spitamen Bank».
In October 2024, she was elected as a Chairman of the Supervisory Board of LLC IRO «Spitamen Insurance».

In 1972 – 1977 – I.V. Lenin State University. Faculty: Economics. Specialization: Economist.
In 1995 – Recipient of a U.S. Government Grant. University of Missouri – Kansas City, and Lincoln University, Jefferson City, Missouri, USA.
In 1998 – State of Japan, Hokkaido. Hokkaido Bureau of Foreign Trade and Industry. International Development Center.
In 1999 – Republic of Cyprus. Phillips College (highest category).
Work Experience
In 1977 – 1981 – Economist, Financial Department, Executive Committee of Tursunzade.
In 1981 – 1990 – Head of the Planning Department, Porcelain Plant.
In 1990 – 1991 – Deputy Chairperson, Executive Committee of Tursunzade.
In 1991 – 1993 – Head of the Department of Economics and Labor, Porcelain Plant.
In 1993 – 1996 – Head of the Planning and Economic Department, Tajik Aluminium Plant.
In 1996 – 2000 – Deputy Director for Economics and Finance, Tajik Aluminium Plant.
In 2000 – 2005 – Chairperson, Committee on Economy, Budget, Finance, and Taxes,
Majlisi Namoyandagon of the Majlisi Oli of the Republic of Tajikistan (Parliament of the Republic of Tajikistan).
In 2005 – 2013 – Chairperson, State Insurance Supervision under the Ministry of Finance of the Republic of Tajikistan.
In 2013 – 2016 – Chairman of the Supervisory Board of LLC IRO «Spitamen Insurance»
From 2016 to present – Member of the Supervisory Board of LLC IRO «Spitamen Insurance»
Achievements
2013 – Order of «Sharaf» (2nd Degree).
2011 – Honorary Title «Distinguished Financier of the Republic of Tajikistan» as well as Certificates of Merit from the Government and the Inter-Parliamentary Assembly.
2005 – Publication of a Compendium on Economic Legislation.

1999 – Graduated from Secondary School No. 43, Dushanbe.
1999 – 2004 – Tajik State National University – Specialist Diploma, International Economy
2012 – 2013 – OSCE Center in Kyrgyzstan and Georgia, Internship and Research
2012 – 2014 – The OSCE Academy in Bishkek – Master’s Degree, Economic Governance and Development 2018 – 2020 – Higher School of Economics in Moscow – Master’s Degree, Public and Social Administration – Population and Development
Work Experience
March 2006 – July 2009 – INDIGO Tajikistan, Sales Manager
2010 – Insurance Specialist in LLIC «Spitamen Sughurta»
September 2011 – July 2015 – LLIC «Spitamen Sughurta», Head of Sales Department
2013 – 2014 – Relations Manager, Branch of «Innovative Road Solutions LTD Republic of Tajikistan»
2014 – Head of Insurance Department, LLIC «Spitamen Sughurta»
2015 – 2016 – Director, LLIC «Spitamen Sughurta»
June 2016 – Elected Member of the Supervisory Board, LLIC «Spitamen Sughurta»
Aug. 2020 – Jan. 2024 – Social Development Project – PIU in Tajikistan, Grants and Fin. Coordination Officer
Jan. 2024 – Jan. 2025 – GFA and HELVETAS Swiss Inter. in Tajikistan, Water Resources Management Project, Project Assistant
Jan. 2025 – Now HELVETAS Swiss Inter. in Tajikistan, Underground Water Resources Management Project, Admin and Finance Officer